What does it mean to be Prime? As a Kina Bank home loan client, being Prime comes with a host of exclusive benefits including a Visa Debit Card with no fees for the first three years and the option of a historically low, 3-year fixed home loan rate. Being Prime also means you have a dedicated Prime Relationship Advisor – your personal banking expert to help with tailored solutions for wealth management, investments and more.
It’s all available for the first time in Papua New Guinea and it’s all only from Kina Bank.
Whether you’re buying your first home, are upsizing to a larger home or building wealth by purchasing an investment property, with Prime’s historically low, fixed interest rate of 5.47% per annum you’ve got PNG’s best home loan. You’ll also have the certainty of knowing you’ve got the market-leading fixed rate – and you’re saving heaps in fees compared to home loans from other banks.
Having the fixed rate also means budgeting is a breeze with consistent, predictable payments for the first 36 months.
Don’t want a fixed rate? You can still be Prime. The fixed rate is optional and can easily be substituted by our competitive standard home loan rate.
Looking for help with investments, wealth management, foreign exchange or even just where the best local coffee shop is? Your dedicated Prime Relationship Advisor is there to help with tailored solutions specifically for you and your circumstances.
For advice you can trust, specifically for you, your personal Advisor will be on hand to help via email, phone or face to face at a Kina Bank branch.
Your new zero-fee Prime Visa Debit Card is the first of its kind in Papua New Guinea. It comes with no annual or monthly fees for the first three years and is accepted online and at retailers throughout PNG and the world.
Your new Prime Visa Debit Card features a distinctive design that immediately identifies your Prime status anywhere you use it – including in-branch through our Digital Concierges.