Kina Business Loan.

To qualify for our Kina Business Loan you must operate a registered company and have your valid IPA certification. You will also be required to provide annual tax returns from the last three years and financial statements to support the returns.

To apply for a Kina Business Loan you will need to speak to one of our customer service representatives in branch or via our call centre. Our team will help guide you through the process and identify the correct loan amount and loan term you need. As part of the application you will need to show a minimum turnover of PGK5,000,000, show proof that your company has been operating for a minimum of three years and also provide a 12-month cashflow projection. You will also be required to provide documents showing your business registration, and have 2 forms valid ID. To apply, visit one of our branches or call us on 308 3800. You can also call toll-free on 180 1525 or email us at kina@kinabank.com.pg.

When applying for a new account you will need to have 2 forms of primary ID. We classify primary ID as:

• Passport (foreign passport must include a copy of your entry permit)
• Driver’s licence
• Employment ID card with employment confirmation letter
• Current student ID and confirmation letter from your tertiary provider
• Superannuation membership card
• PNG work permit with Labour & Industrial Relations letter
• PNG Government issued photographic Licence and or Permit
• National Identity card issued by NID office

*All forms of ID must be valid. Any expired ID won’t meet the ID requirements and as such we won’t be able to accept the ID. If you don’t have 2 forms of primary ID please call us on 308 3800 or 180 1525.

We make budgeting a breeze, with easy to manage monthly repayments on all of our Kina Business Loans. Our Kina Business Loan has been set up to offer flexible loan terms and marketing leading interest rates, starting at 6.95% pa.

We’ve worked hard to provide a business loan product that is more accessible for everyone, however some fees still apply. For the full breakdown of fees and charges please refer to our schedule.

Yes. You will be subject to the normal application process and security requirements. But as an existing Kina Bank customer, your current accounts and loans can be used to review your eligibility.

To apply for a Kina Business Loan, you need to have a minimum company turnover of PGK5,000,000

Yes, if you have a business loan with another bank or financial services institution speak to one of our Business Advisors today. They will help to secure your new concessional loan rate.