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Key Product Features


This is normally where most Visa Debit Cards really get you with fees on every EFTPOS transaction you make. It can add up pretty quickly. But we’ve removed EFTPOS fees on all local transactions.

No Monthly Account Fees

While other Visa Debit Cards in PNG charge a monthly account fee, we’ve taken out these fees to save you money.

More Account Options

When you get your Kina Debit Card, it is linked to a transaction account. But you also have the opportunity to then open our Kina Tomorrow Savings Account. This means you can have control of your day-to-day spending, but also a dedicated savings account where your money grows with you!

Global Access Day And Night

With your Kina Debit Card, you have access to a global network 24 hours a day, 7 days a week.

What About Other Fees?

Good question. Consistent with similar accounts, there still are some charges associated with the Kina Debit Card, but we’ve worked to remove as many as we can.

Frequently Asked Questions
What is a Kina Debit Card?

With a Kina Debit Card, you can shop anytime, anywhere using your linked bank account. Kina Debit Cards allow you “tap to pay” on EFTPOS machines both in PNG and overseas, as well as make online purchases and even withdraw money from any ATM where Visa Cards are accepted. The card is linked to a Kina Bank transaction account, meaning when you’re making purchases and spending your own money, so there is no credit involved. It just “debits” your account automatically. With a Kina Debit Card, you have access to over 2.2 million ATMs worldwide – the card has global acceptance and allows you to make secure online purchases with the Visa fraud protection.

Do I need to notify the bank before I travel overseas?

Yes, if you’re planning to travel outside of Papua New Guinea and intend to use your Kina Visa Debit Card you have to notify our team. It is really easy to do, simply phone us on +675 308 611 or on +675 7100 3735 and advise us of your travel plans. Please note your travel information needs to be registered at least 24 hours before your planned departure. If you’re unable to phone us, you can complete our Visa Travel Notice form and email it to: FraudPrevention@kinabank.com.pg. The Visa Travel Notice form needs to be sent at least 24 hours before your planned departure.

How do I get a Kina Debit Card?

We now offer instant issuance of our Kina Debit Cards, so it’s never been easier to get one. To apply, you need to be an existing Kina Bank customer and hold a transaction account such as our Kina Everyday Account. Visit your local branch and join the express lane to complete the application process. Be sure to bring along two forms of ID. Upon approval, you will be given your new Kina Debit Card.

What are forms of primary ID?

When applying for a new account,  you will need to have 2 forms of primary ID. We classify primary ID as:

  • Passport (foreign passport must include a copy of your entry permit)
  • Driver’s licence
  • Employment ID card with employment confirmation letter
  • Current student ID and confirmation letter from your tertiary provider
  • Superannuation membership card
  • PNG work permit with Labour & Industrial Relations letter
  • PNG Government issued photographic Licence and or Permit
  • National Identity card issued by NID office

*All forms of ID must be valid. Any expired ID won’t meet the ID requirements and as such we won’t be able to accept the ID. If you don’t have 2 forms of primary ID please call us on +675 308 3800 or 180 1525.

What are the features of a Kina Debit Card?
  • No set up fee
  • No monthly fees or EFTPOS fees
  • No monthly account fees
  • Instant issuance of your card
  • Can be used worldwide
What are the fees and charges attached to the Kina Debit Card?

All of our fees and charges can be found in the Kina Bank Fees Schedule, click here to access.

If I am an existing Kina Bank customer, am I eligible to apply for a Kina Debit Card?

You sure are! To receive a Kina Debit Card, you need to be an existing Kina Bank customer, that’s the first step. Then you simply need to visit your local branch, join the express lane and complete the application process with your 2 forms of ID. Once approved you will be given your new card on the spot.

How many Kina Debit Cards do I receive?

Once your application has been approved you will be issued one Kina Debit Card. You’re able to apply for a second card but the account needs to be set up as a joint account with two signatories. We can then issue two cards.

What type of account can I link my Kina Debit Card to?

Your Kina Debit Card will be linked to your nominated Kina Bank Transaction Account, which is our Kina Everyday Account. Your Kina Debit Card then draws funds from your transaction account when you make purchases.

Am I eligible to apply for a cheque book with my Kina Debit Card?

No. The Kina Debit Card is not issued with a cheque book. However, if you have our Kina Everyday Account and your Kina Debit Card is linked to it, you can request a cheque book. We’re unable to issue a cheque book for any other personal accounts.

We offer the choice of three different Kina Debit Cards and our team will be on hand to advice the card best suited to your needs.

Important Information

Product Overview

Application Form

Visa Travel Notification Form

Terms and Conditions

Still have questions?

Call Toll Free on 180 1525 or +675 308 3800

Or email us on kina@kinabank.com.pg